Viridel™ — Private Budgeting App & YNAB Alternative

34-day free trial · crafted for Europe

Zero-based budgeting, kept on your device.

Viridel is a private Budgets app — Ready to Assign, accounts, registers, bills, loans, and net worth in 150+ currencies. Web app live now. Native apps Q1 2027. English UI. Local-first personal finance without bank login.

34-day Free trial on web · €50 Lifetime · Native apps Q1 2027 (free for Lifetime)

finance features, one app

Three steps. Zero bank login.

If you can type an amount, you can budget. No aggregator, no CSV maze on day one.

Income lands in Ready to Assign. You assign it to categories before you spend — in any of 150+ currencies.

Log what actually happened

Capture from the keypad. Available updates. Bills, loans, and accounts stay in one ledger.

Local-first by default. Optional Plus sync is EU-hosted and off until you choose it.

Crafted for people who take money seriously.

Ready to Assign without a yearly subscription or required Direct Import.

Your ledger lives on the device. Cloud is optional Plus, never the product.

Share one budget with a partner without ever sharing bank credentials.

Europe-first, worldwide currencies

EUR catalog and English UI at launch — plus 150+ home currencies, including GBP, INR, USD, and custom emoji currencies.

A budget app with a name on it.

Viridel is independent software — not a bank, not an aggregator. Read why it exists, then try the web app.

Every amount has a job. Spend from Available below.

Own your budget app once — instead of renting one every year.

People usually switch from one finance app, not four. Here are typical annual list prices for popular tools — next to a one-time Lifetime unlock for Viridel. Free is a timed trial on web and apps.

Monarch Money (example annual)

Copilot Money (example annual)

Typical subscription tracker (example annual)

Viridel Lifetime — unlimited budgeting

Illustrative public list prices · you typically pay for one app · paid once · was €59 · 34-day Free trial then Lifetime

Budgets with Ready to Assign — plus the rest of your money life.

Zero-based budgeting, registers, bills, amortizing loans, investments, net worth, and 150+ currencies in one calm workspace — purpose-built for private personal finance.

Budgets · Ready to Assign

True zero-based budgeting: income lands in Ready to Assign, you give every amount a job, and Available updates as you spend — no bank sync required.

Track assets, liabilities, and investments in one view. Auto daily snapshot builds a 30-day trend you can actually trust.

Log every recurring expense with due dates. Local OS reminders ship with Lifetime (not Free). Remote household push is Plus-only.

Real amortization engine for every loan — see your payoff timeline, outstanding principal, and total interest at a glance.

Set and track savings goals with progress visualization. Lifetime can schedule local deadline reminders.

Budget together without ever sharing bank credentials or syncing a bank. Partner invites on one Ready to Assign ledger via Viridel Plus.